Wallet-to-Wallet & Bank Transfers
Send money instantly to other UDS PAY users with instant delivery, or dispatch funds directly to any commercial or licensed bank account across Nigeria.
Products / Transfers
Fast, transparent money transfers.
Send money to other UDS PAY wallets and to any Nigerian bank account. Review recipient details and applicable charges before you confirm, backed by automated reversal protection.
₦100 Minimum Transfer
Start moving money with flexibility. The minimum transfer threshold is just ₦100, allowing you to send small amounts or handle larger transactions with equal ease.
Transparent Charges Shown Upfront
No hidden deductions or surprises. You always review the recipient's verified name, transfer amount, and the applicable charge in the app BEFORE you confirm the transaction.
Automatic Reversal Adjustments
Your funds remain protected at all times. Any transfer that fails to reach the beneficiary bank or is reversed by the settlement network is automatically adjusted back to your wallet.